20198 ZIP Code — The Plains, VA

Fauquier County, Virginia

ZIP code 20198 is located in The Plains, Virginia, within Fauquier County. It covers approximately 69.56 square miles and serves a population of 2,172 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 540.

About ZIP code 20198

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $949,600. Owner-occupancy sits near the national average at 64%.

The gap between median ($99,929) and mean household income suggests income inequality — a small number of higher earners pull the average up. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is high — 54% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 20198 reflects a community defined by a highly educated population and a significant Social Security-dependent population.

2,172

population

69.56

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

20198 ZIP code map

Cities in ZIP code 20198

Below are the cities the US Postal Service accepts for ZIP code 20198. Using any city not on this list may result in mail delivery delays.

City	Status
The Plains	Preferred

Nearby ZIP codes

20137 Broad Run (5 mi) 20169 Haymarket (6 mi) 20155 Gainesville (7.7 mi) 20117 Middleburg (8.1 mi) 20115 Marshall (8.5 mi) 20105 Aldie (9.7 mi) 20143 Catharpin (10.1 mi) 20144 Delaplane (10.7 mi) 20187 Warrenton (10.8 mi) 20184 Upperville (11.2 mi) 20109 Manassas (12.9 mi) 20152 Chantilly (12.9 mi)

Demographics updated 05/2026

Population
Total population	2,172
Population density	31 / sq mi
State FIPS	51
County FIPS	061

Geography
Land area	69.56 sq mi
Water area	0.30 sq mi
Latitude	38.8782
Longitude	-77.7499
Timezone	Eastern (ET)
Area code	540

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.6%	20.1%	32.9%
$50k – $100k	30.2%	27.6%	29.2%
$100k – $200k	37.9%	34.7%	26.3%
Over $200k	8.3%	17.6%	11.6%

Demographics & statistics

2,172

Population

People per sq mi

43.2

Median age

$99,929

Median household income

$80,317

Per capita income

$949,600

Median home value

$1,398

Median monthly rent

64.1%

Home ownership

10.5%

Poverty rate

1.1%

Unemployment

746

Housing units

53.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

105

15–19

127

20–24

25–34

117

35–44

119

147

45–54

179

55–59

60–64

138

65–74

168

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	538	24.8%
18 and over	1,634	75.2%
65 and over	501	23.1%
Median age	43.2 years

Race & ethnicity

White 79.2%

Hispanic or Latino 7.7%

Other race 6.1%

Two or more races 4.6%

Black or African American 1.2%

Asian 1.2%

Group	Count	%
White	1,863	79.2%
Hispanic or Latino	180	7.7%
Other race	144	6.1%
Two or more races	108	4.6%
Black or African American	29	1.2%
Asian	28	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.6%	20.1%	32.9%
$50k – $100k	30.2%	27.6%	29.2%
$100k – $200k	37.9%	34.7%	26.3%
Over $200k	8.3%	17.6%	11.6%

Under $10k 1.3%

$10k–$15k 6.9%

$15k–$25k 5.0%

$25k–$35k 0.6%

$35k–$50k 2.8%

$50k–$75k 13.7%

$75k–$100k 19.8%

$100k–$150k 22.0%

$150k–$200k 4.1%

$200k+ 23.7%

Range	% of households
Under $10k	1.3%
$10k–$15k	6.9%
$15k–$25k	5.0%
$25k–$35k	0.6%
$35k–$50k	2.8%
$50k–$75k	13.7%
$75k–$100k	19.8%
$100k–$150k	22.0%
$150k–$200k	4.1%
$200k+	23.7%
Median income	$99,929

Housing

Home values

Under $50k 0.9%

$100k–$150k 2.2%

$200k–$300k 6.3%

$300k–$500k 15.9%

$500k–$1M 26.8%

$1M+ 47.9%

Housing overview

Metric	Value
Median home value	$949,600
Median rent / month	$1,398
Owner occupied	64.1%
Renter occupied	35.9%
Vacant	19.5%
Single-family detached	94.2%
Large apartment buildings	0.1%
Mobile homes	1.1%
Median rooms	6.7
Avg household size (owned)	2.85

Year built

Era	%
2020 or later	0.0%
2010–2019	13.6%
2000–2009	10.4%
1990–1999	12.2%
1980–1989	13.9%
1970–1979	9.5%
1960–1969	5.1%
1950–1959	6.5%
1940–1949	0.3%
1939 or earlier	28.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	12.0%
2 bedrooms	25.1%
3 bedrooms	26.1%
4 bedrooms	24.9%
5+ bedrooms	11.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.5%
1 vehicle	18.7%
2 vehicles	56.2%
3 or more	23.6%

Heating fuel

Fuel type	%
Electricity	52.6%
Propane / LP gas	18.7%
Fuel oil	16.0%
Wood	9.4%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	477	56.5%
Cohabiting couple	84	10.0%
Male householder, no spouse	70	8.3%
Female householder, no spouse	213	25.2%
Households with children under 18	295	35.0%
Households with seniors (65+)	331	39.2%
Average household size	2.57

Marital status

Status	Male	Female
Never married	35.9%	29.8%
Married	57.1%	57.2%
Separated	0.0%	0.0%
Widowed	1.9%	7.0%
Divorced	5.1%	6.1%

Education

Less than 9th grade 6.0%

Some HS, no diploma 1.6%

HS graduate 20.3%

Some college, no degree 14.5%

Associate's degree 3.9%

Bachelor's degree 16.6%

Graduate / professional 37.2%

Metric	%
HS diploma or higher	92.4%
Bachelor's or higher	53.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	48	7.7%
Kindergarten	5	0.8%
Elementary school	290	46.8%
High school	150	24.2%
College / grad school	127	20.5%

Employment

Industry of employment

Education & healthcare 22.3%

Professional & management 21.1%

Agriculture & mining 11.6%

Manufacturing 8.7%

Finance & real estate 7.6%

Arts, food & hospitality 6.8%

Information 6.7%

Retail trade 4.9%

Transportation & utilities 3.8%

Construction 2.9%

Wholesale trade 2.1%

Public administration 1.5%

Other services 0.1%

Occupation

Category	%
Management, business & arts	57.9%
Service	12.1%
Sales & office	15.3%
Natural resources & construction	8.1%
Production & transportation	6.6%

Employment type

Type	%
Private sector	74.0%
Government	10.2%
Self-employed	15.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.8%
Carpool	0.7%
Public transit	0.2%
Walk	1.6%
Work from home	16.9%
Other means	4.8%
Avg commute (minutes)	24.3

Poverty

All people 10.5%

Under 18 years 11.9%

18 and over 10.1%

Married-couple families 0.0%

Female-led households 81.3%

Income support

Source	% of households
Social Security	34.2%
Retirement income	22.6%
Supplemental Security	0.0%
Cash public assistance	1.8%
Food stamps / SNAP	6.4%

Health indicators

Condition	%
Obesity	30.5%
High blood pressure	35.1%
High cholesterol	35.5%
Diabetes	10.2%
Heart disease	6.0%
Stroke	2.7%
Asthma	8.7%
Arthritis	26.0%
Kidney disease	2.7%
Pulmonary disease	6.0%
Cancer	7.4%

Behavior / access	%
Smoking	14.2%
Binge drinking	16.1%
No physical activity	19.5%
Less than 7 hrs sleep	32.5%
Depression	18.8%
Fair or poor health	12.2%
Poor mental health	12.1%
Poor physical health	8.8%
No health insurance	10.7%
Visited doctor (checkup)	77.0%
Visited dentist	72.6%
Cholesterol screening	93.1%
Teeth loss	8.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	39	2.4%

Disability	%
Any disability	11.1%
Under 18	0.0%
18–64 years	4.7%
65 and over	37.5%

Health insurance coverage

Type	%
Private insurance	85.3%
Public insurance	29.8%
No insurance	3.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,058	94.8%
Spanish	36	1.7%
Other Indo-European	36	1.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,943	89.5%
Born in same state	1,914	88.1%
Born in different state	880	40.5%
Foreign born	29	1.3%
Naturalized citizen	229	10.5%
Not a US citizen	66	28.8%

Ancestry

Ancestry	Count	%
French	388	17.9%
Italian	379	17.4%
Arab	339	15.6%

Ancestry	Count	%
English	53	2.4%
German	16	0.7%
Dutch	10	0.5%

Technology access

Metric	% of households
Computer access	38.9%
Internet access	94.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 20198

What city is ZIP code 20198 in?

ZIP code 20198 is primarily assigned to The Plains, Virginia.

What county is ZIP code 20198 in?

ZIP code 20198 falls within Fauquier County, Virginia.

How educated is the population of ZIP code 20198?

54% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 20198?

The median home value in ZIP code 20198 is $949,600.

What is the population of ZIP code 20198?

ZIP code 20198 has an estimated population of 2,172 residents, with a density of 31 people per square mile.

What is the median household income in ZIP code 20198?

The median household income in ZIP code 20198 is $99,929, above the national median of ~$75,000.

What timezone is ZIP code 20198 in?

ZIP code 20198 observes the EST timezone.